Category Archives: Personal Finance

Business, Finance, Investing, Personal Finance

Costco Now Sells Gold, Silver, and Platinum — Here’s What You Need to Know

These days, a trip to Costco can involve more than bulk snacks and household goods — it can also include gold, silver, and platinum.

The warehouse retailer has been quietly expanding its precious metals offerings over the past two years, beginning with gold bars in 2023 and later adding silver coins and platinum bars.

With all three metals seeing substantial price gains in 2025, Costco’s timing has caught the attention of shoppers who are also investors.

Gold, silver, and platinum have long been valued as stores of wealth. Gold, often described as a “monetary metal,” tends to perform well when the U.S. dollar weakens, which is why central banks around the world hold it to hedge against inflation and currency instability.

Current global economic concerns — including the impact of tariffs on trade — have contributed to a favorable medium- to long-term outlook for gold. Continue reading Costco Now Sells Gold, Silver, and Platinum — Here’s What You Need to Know →

Finance, Personal Finance

Saving Made Simple — Building Habits That Actually Stick

Saving money is one of those financial habits that everyone agrees is important, yet many people struggle to maintain consistently. The reasons vary — for some, the challenge is finding room in the budget after covering essentials, while for others it’s the temptation to spend now and “save later.”

Often, it’s a combination of misconceptions about what saving should look like, common mistakes that quietly sabotage progress, and a lack of simple, sustainable methods that fit into everyday life.

One of the biggest myths is that saving only works if you set aside large amounts at a time. While big deposits certainly help, small amounts saved regularly can add up to surprisingly large sums over the years, especially when invested or held in interest-bearing accounts. Continue reading Saving Made Simple — Building Habits That Actually Stick →

Finance, Personal Finance

How to Take Control of Your Money with a Realistic Budget

Budgeting is one of the most effective tools for managing money, yet it’s also one of the most misunderstood. Some people think of a budget as a set of strict rules that limit their freedom, but in reality, a good budget is the opposite — it gives you more control, flexibility, and confidence with your finances.

Whether you’re saving for a big purchase, trying to pay down debt, or simply looking to make your money go further, a budget is your financial roadmap. It shows where your money is going, helps you spot waste, and ensures you can fund the things that matter most to you.

Here’s a deep dive into the basics of budgeting, how to set one up, and practical tips to make it stick in your daily life. Continue reading How to Take Control of Your Money with a Realistic Budget →