All posts by News365 Team

Personal Finance

10 Common Personal Finance Mistakes to Avoid for a Stronger Financial Future

Managing money well is not always about complicated strategies. More often, it comes down to avoiding common mistakes that quietly drain your bank account and keep you from reaching financial security.

Many people who are trying to get better with money search for simple, practical guidance.

If you have ever wondered what the biggest money mistakes are, or how to avoid repeating the same financial missteps that hold back so many households, this article is for you. Continue reading 10 Common Personal Finance Mistakes to Avoid for a Stronger Financial Future →

Finance, Mortgages

The Truth About Mortgages: Five Myths That Could Cost You Thousands

Buying a home is often the biggest financial decision people make.
Yet many buyers and even longtime homeowners step into the mortgage process armed with half-truths or myths that can quietly drain thousands of dollars over time.

The challenge is that mortgages are complex, and misinformation spreads quickly, especially through word of mouth or outdated advice.

By understanding the most costly mortgage mistakes and separating myth from reality, you can protect your savings and make smarter decisions whether you are purchasing your first home or refinancing an existing loan. Continue reading The Truth About Mortgages: Five Myths That Could Cost You Thousands →

Personal Finance

The Best Ways to Build a Budget and Stick to It

Creating a budget is one of the most powerful steps you can take toward financial stability, but many people feel overwhelmed when they first begin.

Some try to track expenses without a plan and give up when it becomes frustrating. Others follow advice that does not match their lifestyle, leading to discouragement.

The truth is that there is no single best way to budget money. Instead, there are different budgeting methods designed for different personalities, goals, and financial situations.

Understanding these approaches and trying them out can help you discover what really works for you.

Whether you prefer detailed control over every dollar or a simpler system that keeps you on track without much effort, there is a method that can make budgeting feel less like a chore and more like a natural habit. Continue reading The Best Ways to Build a Budget and Stick to It →

Personal Finance

The Student’s Guide to Funding Your Next Vacation

Vacations are often seen as luxuries reserved for people with steady incomes, but students deserve a break too.

The challenge is that between tuition, books, rent, and daily living expenses, finding extra cash for travel can feel impossible.

The good news is that with the right mix of budgeting strategies and side hustles, students can build a travel fund without sacrificing their academic success or social life.

The key is to treat saving for a vacation as a project. Like studying for finals or preparing a group presentation, it requires planning, small consistent actions, and the willingness to be creative.

With effort, the money can add up faster than expected, making that long-imagined trip a reality. Continue reading The Student’s Guide to Funding Your Next Vacation →

Retirement

10 Affordable Retirement Destinations That Offer Comfort, Community, and Quality of Life

Finding the right place to spend your retirement years is a deeply personal decision, but for many people, affordability plays a huge role.

Retirees often want the perfect balance—somewhere that offers a reasonable cost of living, good healthcare, pleasant surroundings, and a strong sense of community.

Stretching a fixed income doesn’t mean giving up on a fulfilling lifestyle; in fact, with the right research, you can discover places where your retirement savings go much further without sacrificing comfort or amenities.

From charming small towns in the United States to international havens, there are destinations where your budget can comfortably support the kind of life you’ve been envisioning. Continue reading 10 Affordable Retirement Destinations That Offer Comfort, Community, and Quality of Life →

Finance, Personal Finance

Turning a $60K Salary Into Financial Freedom: The Art of Budgeting

Earning a $60,000 annual salary can offer a comfortable foundation for building a stable financial life, but the key to truly making it work lies in budgeting with intention and clarity.

Whether you’re living in a bustling city with high rent or a quieter area where your money stretches further, a successful budget on this income is about designing a plan that supports your lifestyle, goals, and long-term security.

Too often, people earning a decent salary assume that budgeting is only for those struggling financially, but in reality, it’s a powerful tool for anyone who wants to grow wealth, avoid debt traps, and reduce financial stress. The challenge is balancing day-to-day comfort with future planning while leaving room for enjoyment so you don’t feel deprived. Continue reading Turning a $60K Salary Into Financial Freedom: The Art of Budgeting →

Business, Finance, Investing

Temasek Issues $1.5B Bonds to Fund Global Investments

Singapore’s state-owned investment powerhouse Temasek Holdings has priced $1.5 billion worth of U.S. dollar-denominated bonds, marking another significant step in its ongoing global financing strategy.

The issuance comes just one day after launching the offer under its $25 billion medium-term note program, a framework that allows Temasek to tap global debt markets efficiently when opportunities arise.

The bonds were issued through Temasek Financial (I) Limited, a wholly owned unit responsible for raising debt on behalf of the group.

The offering comprises two tranches of $750 million each. The first carries a 3.75% fixed interest rate over a two-year maturity, appealing to investors seeking predictable income in the current interest rate environment. Continue reading Temasek Issues $1.5B Bonds to Fund Global Investments →

Business, Finance, News

Telstra Posts 31% Profit Gain, Commits $1B to Share Repurchases

Telstra Group, Australia’s largest telecommunications company, has posted a strong set of results for its fiscal year ending June 30, 2025, reporting a 31% increase in annual profit driven by robust growth in its mobile division.

The company also announced a $1 billion share buyback (approximately US$654 million), signaling management’s confidence in its earnings trajectory and balance sheet strength.

The telecom giant’s net profit rose to $2.34 billion, up from $1.79 billion the year before. This result matched market expectations, with analysts polled by Visible Alpha forecasting precisely the same figure. Telstra credited the growth primarily to continued momentum in mobile services, including 5G expansion, improved customer retention, and higher average revenue per user (ARPU).

In a competitive Australian telecom market, mobile has become Telstra’s primary growth engine, helping offset challenges in other business segments such as fixed-line services.

In addition to the buyback announcement, Telstra declared a final dividend of 9.5 Australian cents per share, slightly higher than last year’s 9 cents. This dividend increase, while modest, reflects the company’s consistent shareholder return policy. Continue reading Telstra Posts 31% Profit Gain, Commits $1B to Share Repurchases →

Business Professionals and Financial Advisors, Interviews, Retirement

How a Couple Built $9 Million Starting in Their 40s (and What You Can Learn)

When it comes to building wealth, time is the most valuable and most underestimated asset people have.

Yet too often, individuals tell themselves they’ll start “later,” once they have more savings, fewer expenses, or a clearer plan. Unfortunately, later can turn into years of lost growth, missed compounding, and postponed dreams.

Stephen Wilson, CFP®, has seen firsthand how waiting can impact a client’s future. Many people believe investing is only for those with large sums to spare, but in reality, small, consistent contributions made early in life can grow into significant wealth over time.

On the flip side, delaying even a few years can mean the difference between financial independence and struggling to catch up.

It goes way beyond just building a retirement fund. It’s about securing options, reducing stress, and knowing that your financial future is under control.

Whether you’re in your 20s, 30s, or 40s, the earlier you start, the more flexibility you’ll have later. Continue reading How a Couple Built $9 Million Starting in Their 40s (and What You Can Learn) →

Business, Stock Market

Bullish IPO Soars: Crypto Exchange Hits $5.4 Billion and Sees 62% Jump Day One

Bullish, the cryptocurrency exchange operator that also oversees the crypto media platform CoinDesk, has just priced its highly anticipated IPO at $37 per share, creating fresh momentum in the resurging digital asset market.

The company raised approximately $1.11 billion through the sale of 30 million shares, giving it a valuation of around $5.41 billion. This outcome exceeded earlier expectations and marked one of the standout IPO moves in the crypto space in 2025.

Backing from heavyweight institutional investors (BlackRock and Cathie Wood’s ARK Invest) further fueled the enthusiasm. Both firms expressed interest in purchasing up to $200 million worth of shares, signaling strong confidence in Bullish’s market positioning.

This successful IPO is already being seen as a bellwether for a broader crypto IPO revival. After a protracted lull, 2025 has seen multiple crypto companies go public, including Circle Internet and Figma, taking advantage of shifting sentiment and clearer regulatory frameworks. Continue reading Bullish IPO Soars: Crypto Exchange Hits $5.4 Billion and Sees 62% Jump Day One →