Saving money is one of those financial habits that everyone agrees is important, yet many people struggle to maintain consistently. The reasons vary — for some, the challenge is finding room in the budget after covering essentials, while for others it’s the temptation to spend now and “save later.”

Often, it’s a combination of misconceptions about what saving should look like, common mistakes that quietly sabotage progress, and a lack of simple, sustainable methods that fit into everyday life.

One of the biggest myths is that saving only works if you set aside large amounts at a time. While big deposits certainly help, small amounts saved regularly can add up to surprisingly large sums over the years, especially when invested or held in interest-bearing accounts. Continue reading Saving Made Simple — Building Habits That Actually Stick →