Tag Archives: retirement planning

How a Couple Built $9 Million Starting in Their 40s (and What You Can Learn)

When it comes to building wealth, time is the most valuable and most underestimated asset people have.

Yet too often, individuals tell themselves they’ll start “later,” once they have more savings, fewer expenses, or a clearer plan. Unfortunately, later can turn into years of lost growth, missed compounding, and postponed dreams.

Stephen Wilson, CFP®, has seen firsthand how waiting can impact a client’s future. Many people believe investing is only for those with large sums to spare, but in reality, small, consistent contributions made early in life can grow into significant wealth over time.

On the flip side, delaying even a few years can mean the difference between financial independence and struggling to catch up.

It goes way beyond just building a retirement fund. It’s about securing options, reducing stress, and knowing that your financial future is under control.

Whether you’re in your 20s, 30s, or 40s, the earlier you start, the more flexibility you’ll have later. Continue reading How a Couple Built $9 Million Starting in Their 40s (and What You Can Learn)

Why Panic Selling Costs Investors Millions – Insights from Dave Sather, CFP® & CEO of a $2B Advisory Firm

The stock market has a way of stirring up strong emotions, especially when headlines scream about record highs or sudden crashes. But reacting to fear or hype can be one of the costliest mistakes an investor makes.

Dave Sather, CFP®, has built a career and a $2 billion advisory firm on successfully guiding clients through booms, busts, and everything in between.
His advice? Step back from the noise, focus on what actually drives long-term value, and resist the urge to follow the crowd.

His message is refreshingly straightforward: discipline beats hype.

In this insightful interview, Sather shares why chasing fads or selling in a panic rarely ends well, how disciplined planning can protect you from costly missteps, and why “cheap” investments aren’t always the best ones.

You’ll hear practical strategies from maximizing tax-advantaged accounts to keeping your estate plan current that help clients weather market volatility without sacrificing growth. Continue reading Why Panic Selling Costs Investors Millions – Insights from Dave Sather, CFP® & CEO of a $2B Advisory Firm

10 Costly Retirement Planning Myths and Mistakes — and How to Avoid Them

Retirement is often imagined as a period of comfort and security — a time to travel, spend more time with family, and enjoy the fruits of decades of work. Yet, the reality for many retirees is more complicated.

Small misunderstandings and common assumptions, if left unchecked, can lead to major financial shortfalls. Some people underestimate how much they’ll spend, others put too much faith in Social Security, and many are caught off guard by healthcare bills or the impact of inflation.

The good news is that each of these traps can be avoided with some clear-eyed planning. Continue reading 10 Costly Retirement Planning Myths and Mistakes — and How to Avoid Them