When it comes to building wealth, time is the most valuable and most underestimated asset people have.
Yet too often, individuals tell themselves they’ll start “later,” once they have more savings, fewer expenses, or a clearer plan. Unfortunately, later can turn into years of lost growth, missed compounding, and postponed dreams.
Stephen Wilson, CFP®, has seen firsthand how waiting can impact a client’s future. Many people believe investing is only for those with large sums to spare, but in reality, small, consistent contributions made early in life can grow into significant wealth over time.
On the flip side, delaying even a few years can mean the difference between financial independence and struggling to catch up.
It goes way beyond just building a retirement fund. It’s about securing options, reducing stress, and knowing that your financial future is under control.
Whether you’re in your 20s, 30s, or 40s, the earlier you start, the more flexibility you’ll have later. Continue reading How a Couple Built $9 Million Starting in Their 40s (and What You Can Learn)