Tag Archives: financial planning

Business Professionals and Financial Advisors, Interviews, Investing

Why Panic Selling Costs Investors Millions – Insights from Dave Sather, CFP® & CEO of a $2B Advisory Firm

The stock market has a way of stirring up strong emotions, especially when headlines scream about record highs or sudden crashes. But reacting to fear or hype can be one of the costliest mistakes an investor makes.

Dave Sather, CFP®, has built a career and a $2 billion advisory firm on successfully guiding clients through booms, busts, and everything in between.
His advice? Step back from the noise, focus on what actually drives long-term value, and resist the urge to follow the crowd.

His message is refreshingly straightforward: discipline beats hype.

In this insightful interview, Sather shares why chasing fads or selling in a panic rarely ends well, how disciplined planning can protect you from costly missteps, and why “cheap” investments aren’t always the best ones.

You’ll hear practical strategies from maximizing tax-advantaged accounts to keeping your estate plan current that help clients weather market volatility without sacrificing growth. Continue reading Why Panic Selling Costs Investors Millions – Insights from Dave Sather, CFP® & CEO of a $2B Advisory Firm →

Finance, News

10 Costly Retirement Planning Myths and Mistakes — and How to Avoid Them

Retirement is often imagined as a period of comfort and security — a time to travel, spend more time with family, and enjoy the fruits of decades of work. Yet, the reality for many retirees is more complicated.

Small misunderstandings and common assumptions, if left unchecked, can lead to major financial shortfalls. Some people underestimate how much they’ll spend, others put too much faith in Social Security, and many are caught off guard by healthcare bills or the impact of inflation.

The good news is that each of these traps can be avoided with some clear-eyed planning. Continue reading 10 Costly Retirement Planning Myths and Mistakes — and How to Avoid Them →

Finance, Personal Finance

How to Take Control of Your Money with a Realistic Budget

Budgeting is one of the most effective tools for managing money, yet it’s also one of the most misunderstood. Some people think of a budget as a set of strict rules that limit their freedom, but in reality, a good budget is the opposite — it gives you more control, flexibility, and confidence with your finances.

Whether you’re saving for a big purchase, trying to pay down debt, or simply looking to make your money go further, a budget is your financial roadmap. It shows where your money is going, helps you spot waste, and ensures you can fund the things that matter most to you.

Here’s a deep dive into the basics of budgeting, how to set one up, and practical tips to make it stick in your daily life. Continue reading How to Take Control of Your Money with a Realistic Budget →

Finance, Investing

Edward Papier Reveals a Little-Known Method to Unlock More Income, Avoid Capital Gains Tax, and Leave a Lasting Legacy

What if there were a way to sell your highly appreciated assets—like a business, real estate, or stocks—without paying any capital gains tax, while also receiving a steady stream of income for the rest of your life, slashing your income tax bill today, and creating a meaningful legacy your children can continue after you’re gone?

That’s exactly what a powerful, little-known strategy can do for you.

Known as the Charitable Remainder Trust (CRT), this strategy is more than just a tax tool—it’s a comprehensive financial solution. It provides income, tax relief, and estate planning benefits all in one elegant package.

The CRT can transform a daunting tax bill into a lifetime income stream, reduce millions from your taxable estate, and set your family up to give generously for generations—while your heirs receive a tax-free inheritance through a clever insurance play. Continue reading Edward Papier Reveals a Little-Known Method to Unlock More Income, Avoid Capital Gains Tax, and Leave a Lasting Legacy →